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Everything You Need to Know About Insurance Coverage for Options Medical Weight Loss

by Options Medical Weightloss | Dec 21, 2022 | Information

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We offer personalized weight loss programs with various services ranging from meal replacements, lipotropic injections, hormone injections, and medications. Due to the nature of our clinic, most health insurances (including Medicare and Medicaid) do not cover our plans. Our programs are, however, eligible for coverage by a health savings account (HSA) and flexible spending account (FSA), and payment plans may be available upon request.

HSA is a type of savings account intended to help you save money on health care expenses. Contributions to an HSA are made on a pre-tax basis, which means that they can reduce your taxable income and lower your tax bill. The money in an HSA can be used to pay for a wide range of qualified medical expenses and prescription drugs. Options Medical Weight Loss accepts HSA payments for all weight loss programs, including medications and meal replacements.

FSA is another type of savings account you put money into to help you pay for certain out-of-pocket health care costs and is non-taxable. You can use funds in your FSA for various medical expenses, medical equipment, medical programs, and prescription drugs. Options Medical Weight Loss accepts FSA payments for all weight loss programs, including medications and meal replacements.

As a medical weight loss clinic, our weight loss programs may not be covered by insurance because medical weight loss is often considered a cosmetic or elective procedure, which many insurance plans do not cover. Insurance coverage can vary depending on the specific plan and the insurance provider, so you can always check with your insurance company to see what is covered.

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